Federal employees encounter numerous challenges in managing their federal employee benefits, particularly in grasping the intricate rules and regulations associated with retirement plans, such as the Federal Employees Retirement System (FERS) and the Civil Service Retirement System (CSRS).

You’ve been dedicated to serving others as a state employee. As you look toward retirement, you’ll need a plan to optimize the different benefits your state offers.

Achieve financial security and clarity as you plan for retirement. If you are burdened by long-term debt, including mortgage, credit card, and student loans, it may seem impossible to overcome. However, with the assistance of Robindale Consultants, you can discover effective money management strategies that allow for the growth of savings and reduction of debt.

Will Social Security be available for me in the long term? Due to political conflicts and extensive media coverage, there is a prevailing belief that Social Security may not be a reliable source of retirement income. Consequently, many couples overlook it in their financial planning.

Insurance planning is the process of making and implementing decisions to protect individuals and families from unforeseen financial loss. It involves evaluating risks and selecting the right type and amount of insurance coverage to meet those needs.

Tax optimization goes beyond planning. It requires management of your financial activities to achieve the most tax-efficient outcomes. Strategically timing income and expenses is a crucial aspect of tax planning and optimization. By carefully timing when you receive income and when you incur expenses, you can lower your tax liability.

Navigating your retirement savings can be complex, especially when it comes to managing accounts like TSP, 401(k), IRA, ROTH IRA, and 403(b). Our specialized service helps you roll over your existing retirement accounts into new, more advantageous options that align with your financial goals.

If you have earned income, you can open and contribute to an IRA, even if you have a 401(k) plan through an employer. The IRS limits the combined total you can contribute to all your accounts in a year while still getting tax advantages.

One of the most common questions estate planning attorneys hear is “Do I need a will, a living trust, or both?” Often, the question is asked by a new client who has been doing research on estate planning, or who has been advised by a friend or family member. We are always happy to hear this question, because it is a great way to begin exploring our clients’ needs.

Like many Americans, perhaps you have a job you love, a beautiful home to live in, you’re paying your bills and you’re saving for retirement. But what happens if you face a serious illness, disability or accident that leaves you unable to work?